Company: TwinStar Credit Union
Posted on: March 10, 2020
ACH Specialist- TwinStar Credit Union
TwinStar Credit Union is seeking an ACH Specialist to join our
team! The ideal candidate will be a go-getter who can work in both
a team and independent setting. The ACH Specialist is a crucial
role for the credit union and is responsible for timely and
accurate completion of daily tasks associated with ACH processing.
These tasks include performing, monitoring, and ensuring all ODFI
and RDFI ACH transactions are maintained and processed within the
guidelines set forth by NACHA, Federal Reserve, and REG E. This
person is required to be knowledgeable on all Electronic Funds
Transfer systems. As an ACH Specialist, you will work closely with
management, peers and employees towards a common goal. You will
perform effectively in environments with frequent workload changes
and competing demands while maintaining strong communication and
organizational skills. If positive, dependable, and detailed are
three words that describe you, this might be the job for you!
Essential Functions and Tasks
- Complies with established State and Federal regulations as they
pertain to transactions/tasks performed and completes necessary
paperwork as required by law (i.e., Suspicious Activity Report,
Currency Transaction Report, etc.)
- Maintains a thorough knowledge of all Federal Reserve, NACHA,
and REG E rules pertaining to regulations on the Electronic
- ACH Receiving: Performs all functions related to receipt of ACH
transactions, included but not limited to: receiving and uploading
files, processing notification of changes and returns. Assists
employees and customers with ACH questions and research. Assists
branch personnel and customers with proper forms for return of
unauthorized or stopped ACH transactions.
- Direct Deposit Return and Adjustment: Processes and
investigates Regulation E claims related to ACH transactions.
Processes all returns related to government benefits, reclamations,
and Death Notice Entries.
- ACH Origination: Performs functions related to ACH Origination
files from various systems, including but not limited to: receiving
daily files, processing notifications of changes and returns.
- Process International ACH Transactions (IAT) and ensures OFAC
checks are completed.
- Assists Business Services Specialist with business client set
up and troubleshooting client file issues.
- Prepares required documents for annual internal and external
- Ensures that all ACH files and processes are conducted within
the specified time frames set by the Federal Reserve.
- Communicates and recommends changes with the Payments Manager
on required changes, technology, or modifications to EFT
procedures, systems, and/or training material.
- Provides completed daily balancing reports on all ACH
processing. Also balances specific general ledger accounts as
- Provides technical support to other credit union staff and
assists members with questions related to operations.
- Demonstrates highest levels of customer service,
confidentiality and discretion when dealing with the internal and
- Maintains well-developed working knowledge of the assigned
duties and job functions; keeping up to date and requesting
additional training and/or development as needed.
- Ensures duties performed are in compliance with all security,
audit, regulatory compliance, information security, customer
privacy, and Bank Secrecy Act/Customer Identification Program
policies and procedures.
Education and Experience Requirements:
Education and Experience
High School Diploma or GED 1-3 years' experience working with
1-3 years' experience in credit union
or similar field
Education and Experience Preferred:
Education and Experience
AA or BA Degree in a related field 4+ years experience working
ACH and AAP accreditation
Licenses or Certification Requirements and Preferences
- Accredited ACH Professional (AAP) within 18 month of hire with
continuing education requirements.
- AAP accreditation
ARE YOU READY TO JOIN OUR CREDIT UNIONTEAM?If you feel that you
would be right for this position at our credit union, please fill
out our initialmobile-friendly application. We look forward to
You've probably heard that credit unions are different than banks,
but what is it exactly? The big difference is you credit unions are
not-for-profit cooperatives owned by the very people we serve,
members just like you. We exist solely to serve our members, not to
enrich a small group of stockholders. So decision making is a bit
easier at credit unions we're seeking to return the most value to
each member at all times. Credit unions are run by democratically
elected and volunteer Board of Directors; it's democracy in action
for the people by the people!
We offer great benefits including medical, dental, vision, a flex
spending account (FSA), 401(k), paid holidays, sick leave, generous
vacation accrual, life insurance, tuition reimbursement, an
employee assistance program (EAP), a wellbeing program, a fitness
room at the corporate office, public transportation reimbursement,
and more.You will join a culture that invests in people and
Address:4525 Intelco Loop SE, Lacey, WA 98503Job Posted by
Keywords: TwinStar Credit Union, Lacey , ACH Specialist, Other , Lacey, Washington
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